Lease Purchase Program
Sellers Lease Purchase
Buyers Lease Purchase
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Buyers Lease Purchase Program
Has your American Dream of home ownership turned into a nightmare?
No matter where you turn to try to buy a home you're always denied?
We have a wonderful solution to your struggle for home ownership. It's our Lease Purchase Program.
You're probably like most people who have a good job, good rental history, and could pull together $3,000 or $4,000, but you have a few glitches and blemishes on your credit report -- maybe just some slow pays, a car repo, or maybe some other type of credit problem. Because you're not an "A" credit borrower, mortgage companies are telling you that you need 10% or 15% down payment, plus closing costs (another 3% of the loan amount), and you're going to get a high interest rate! After hearing that a few times most families throw in the towel. As you will see below, the Lease Purchase Program we offer will turn your bad dreams into a real dream come true.
PROS You can move into a house with bad credit while its being restored Lease/purchase is treated like a re-finance which makes it easier to close when the time comes Faster possession time; Seller continues paying property taxes and insurance Price is locked in at time of contract Any additional increase in value becomes yours You can do upgrades, painting, additions, etc as long as it is in good taste & increases property value Only $995 down payment |
CONS Seller stops making mortgage payment which result in you becoming homeless and loosing your invested interest Seller has unknown liens on property therefore makes it harder for you to actually close when the time comes Terms not as attractive due to your bad credit which result in paying higher monthly & down payment requirements Not a rental, anything breaks, you fix at your cost No tax advantages during the lease portion of contract Non-refundable money for down payment, so if you decide not to buy at end of term you get none of your down payment back |
As you can see, lease purchasing is a great start to home ownership. Although lease purchasing has been around for a long time, not many real estate professionals were sold on the concept or knew enough about the advantages of it to offer it as a solution to buyers and sellers.
In the past lease purchase programs required anywhere from 3 to 5 percent down which went towards the purchase. On an average sales price of $250,000 that could be as much as $7,500. In addition, you were looking at a much higher payment schedule than a traditional loan payment would be.
With our program, you can put down a $995 deposit to get started. You can choose a home from our current inventory or one of our investors will negotiate and purchase the home of our choice on your behalf. You will be locked into today's market value prices and gain all of the yearly equity increases to keep for yourself. We believe in sharing the wealth while sharing the opportunity.
Contact us today at (770) 369-7383 to find our more about the program and how it can help you! You may also call our 24/7 hotline for more information at (800) 292-0402 ext. 0081.